Top Rated Mortgage Broker Naperville, IL
Answer a few simple questions with our 30 second mortgage survey and see what you qualify for! No credit check and your info is never sold!
Find the Right Home Loan with a Mortgage Broker in Naperville, IL Who Knows the Market
If you need a home loan, finding the right mortgage broker in Naperville, IL can feel like searching for a needle in a haystack. At MacLagan Home Loans, we make the process simple and fast. We create a custom mortgage plan based on your needs. Whether you’re a first time home buyer, refinancing, purchasing a vacation property, or adding an investment home to your portfolio, we will help you secure the best home loan solution for your unique situation.
With access to 120+ lenders and 100+ loan programs, we compare rates, simplify the process, and help you close with confidence.
- ✅ Offer Assist: We understand how tough it is to get your offer accepted in today’s market when you are buying a house. That’s why we created offer assist. With a deep understanding of the Naperville housing market, we work with your real estate agent to make your offer stand out and help get your offer accepted.
- ✅ Speed + communication = smoother closings, fewer delays
- ✅ If you have been turned down for your mortgage buy a big bank or a large national lender, we can help. We specialize in working with self-employed borrowers, real estate investors, and home buyers who need a mortgage team that thinks outside of the box to help you with your situation.
Find the Right Loan With a Top Mortgage Broker in Naperville, IL
From first-time buyers to seasoned investors, we offer solutions for every situation. With access to 120+ loan programs, Schaumburg residents can count on us for expert guidance, competitive rates, and personalized financing options.
Conventional Loans
Ideal for borrowers with strong credit and stable income.
FHA Loans
Flexible credit guidelines and low down payment options for first-time homebuyers.
Learn More ➤VA Loans
Zero down payment, no PMI, and exclusive benefits for Veterans, active duty, and surviving spouses.
Learn More ➤DSCR Loans
No income docs required — qualify based on rental cash flow. Ideal for real estate investors in Chicago.
Bank Statement Loans
Perfect for self-employed borrowers — qualify using 12 or 24 months of business or personal bank statements.
Jumbo Loans
Flexible financing for high-value homes that exceed conventional loan limits. Great for luxury buyers in Chicago.
Fix & Flip Loans
Short-term financing for investors buying, renovating, and reselling properties. Fast approvals and flexible terms.
USDA Loans
Zero down payment financing for eligible rural and suburban homebuyers. Backed by the U.S. Department of Agriculture.
Home Equity Line of Credit
Tap into your home’s equity for renovations, debt payoff, or future flexibility — without refinancing your current mortgage.
Why Choose MacLagan Home Loans As Your Mortgage Broker Naperville, IL?
At MacLagan Home Loans, we realize that no two borrowers are the same. That’s why we offer flexible loan options tailored to Naperville buyers and homeowners, including bank statement, DSCR, and low-credit solutions. Whether you own a business or invest in real estate, we’ll simplify the path to closing.
🏡 Neighborhood-Focused Advice
We understand local schools, property taxes, and home values, giving you insider knowledge.
🏦 Access to 120+ Lenders = Better Rates
We compare loan options across top wholesale lenders to help you secure a lower rate than most retail banks offer.
🚀 Proven Fast-Track Closings
Our step-by-step process eliminates delays and keeps you informed.
📞 One-on-One Support
You’ll work directly with Alex MacLagan and his team. No call centers. Just clear, responsive communication from pre-approval to closing.
💡 Flexible Solutions for Every Borrower
Whether you’re self-employed, a first-time buyer, or buying a rental, we tailor mortgage solutions that actually fit your situation.
🤝 Preferred by Naperville Realtors
Trusted by top local agents to help their clients secure financing with ease.
The Best of Suburban Living in Naperville, IL
Living in Schaumburg means having access to world-class shopping, dining, schools, and recreation—all in a safe and welcoming neighborhood. We help you secure the right mortgage to make Schaumburg home.
Naperville Riverwalk – The Heart of the City
The Naperville Riverwalk is a top attraction for families and homebuyers seeking a vibrant community. With scenic paths, beautiful fountains, and easy access to downtown dining and shopping, it’s a favorite spot for locals and a big draw for those looking to buy in Naperville.
Top Rated Schools – Naperville School District 203 & 204
Naperville is home to some of the highest-rated schools in Illinois, including Districts 203 and 204. Families often choose this area for its outstanding education options, making it a top destination for homebuyers.
Your Trusted Mortgage Broker Covering All of Naperville, IL
Whether you’re buying near the scenic Naperville Riverwalk, in the award-winning Naperville School District neighborhoods, or closer to downtown shopping and dining, MacLagan Home Loans proudly serves the entire Naperville area. We know every corner of the local market and bring you tailored loan solutions wherever you’re looking to call home.
Ready to Get Started on Your Mortgage With a Top Mortgage Broker in Naperville, IL
Answer a few simple questions to find out what you qualify for it takes less than 1 minute.
No SSN required. Zero impact to credit. Your information is never sold.
Naperville Mortgage Broker FAQs: What You Need to Know
Naperville Mortgage Broker FAQs
What does a mortgage broker in Naperville, IL do?
A mortgage broker shops loan options across multiple lenders to find you the best rates and terms. At MacLagan Home Loans, we build a custom mortgage plan based on your unique needs and the Naperville housing market.
Is it better to use a local Naperville mortgage broker or a big bank?
Local brokers offer more loan options, faster communication, and personal guidance. We know Naperville neighborhoods, seller expectations, and how to make your offer stronger, something big banks often can’t match.
How do I get pre-approved for a mortgage in Naperville, IL?
The fastest way is to complete our 60-second homebuyer survey or book a free consultation. We’ll review your finances and provide a strong pre-approval to help you compete in Naperville’s market.
Do you work with first-time homebuyers in Naperville?
Absolutely! We guide first-time buyers through every step, offering FHA loans, down payment assistance programs, and clear explanations to make the process stress-free and successful.
What loan programs are available in Naperville?
We offer a full range of loan types including Conventional, FHA, VA, USDA, DSCR, Bank Statement, Jumbo, Fix-and-Flip, and Home Equity Lines of Credit. We’ll find the best fit for your needs.
Can I qualify for a mortgage in Naperville if I’m self-employed?
Yes! We specialize in helping self-employed borrowers using bank statements or 1099 income—no tax returns or pay stubs required.
What neighborhoods in Naperville do you serve?
We serve all of Naperville including Downtown Naperville, Ashbury, White Eagle, Brookdale, Tall Grass, and surrounding areas—helping buyers in every part of the city.
Testimonials
Downers Grove, IL
★★★★★
Elgin, IL
★★★★★
Plainfield, IL
★★★★★