Alex MacLagan - Illinois Mortgage Broker and Home Loan Expert NMLS 1912744
Home 10

Hi I’m Alex MacLagan, Your Home Loan Expert! NMLS # 1912744

(847) 899-6882

Illinois’ Top-Rated Mortgage Broker. Better Rates. Faster Closings.

Take our 60 second survey to see what you qualify for – no credit pull, no hassle, just clarity.

Purchase Refinance

Know Your Options & Get Pre-Approved with Our Quick & Easy Tools

image01
Home 11

Get your FREE Pre−Approval Letter

Find out how much home you can afford by getting pre-approved for your next home loan now.

refi home image
Home 12

Analyze Your Refinance Options

This free calculator crunches the numbers for you. Find out exactly how much money you can save.

image02
Home 13

Compare Today’s Mortgage Rates

Browse today’s rate comparisons to see which individual mortgage terms make the most sense for you.

Purchase With Power

Rates are competitive — so it’s a great time to buy! We’ll help you apply for, compare, and choose a home purchase loan that makes your dream home an affordable reality.

Refinance Made Simple

Take advantage of today’s great terms to significantly lower your monthly payment, the interest you pay over the life of your loan, or both. How will you use the money we put back in your pocket?

Compare Rates

You wouldn’t accept the first offer at the car lot, so don’t just take your first mortgage offer. Use our rate comparison tool to shop around and find the terms that work best for you.

Quick Close Guaranteed

Other lenders giving you the runaround? Our fast funding options mean you’ll never miss out on the house you want.

Evaluate Your Property

Know where you stand. With your up-to-date property evaluation in hand, you’ll be better equipped to choose the loan terms that fit your goals.

Get a Cash-Out Refinance

Take advantage of your home’s equity with a cash-out refinance — and put your home loan to work for you.

Secure Your Mortgage In Just 21 Days

Our process is fast, but never one-size-fits-all. Apply in minutes and get tailored loan options with hands-on support every step of the way. Most of our clients close in 21 days or less—with clarity and confidence.

image03
Home 14

Pick the Right Home Purchase Loan for You

Becoming a homeowner all depends on finding the best possible loan scenario for your unique situation. We’re here to help you make that choice.

image04
Home 15

Accomplish Your Strategic Refinance

Want some financial wiggle room? Planning to upgrade your home? We’ll help you choose a refinance rate that saves you meaningful money. What you do with it is up to you.

image05
Home 16

Shop Around for the Best Rate

As the potential homeowner, You hold all the power. Before signing your first loan offer, browse our rate comparisons to make sure you’re getting the best deal and the right-fit terms.

Why Choose Us

Why MacLagan Home Loans?

In business since 2019  ·  Licensed in AZ, IL, MN, & WI  ·  BBB Accredited

97%
Approval Rate
120+
Lender Network
21
Day Avg. Close
500+
Min. FICO Score
120+ Lender Access
We shop your loan across 120+ wholesale lenders to find you the lowest rate — something your bank can never do.
Close in 21 Days
Our streamlined process eliminates delays. Most clients close in 21 days or less — so you never miss the home you want.
97% Approval Rate
Turned down elsewhere? We specialize in finding solutions for complex borrowers — self-employed, investors, and low FICO.
DSCR & Investor Loans
Qualify based on rental income — no W2 or tax returns required. AirBnB loans and fix & flip financing available.
Bank Statement Loans
Self-employed? Qualify using 12 or 24 months of bank statements — no tax returns required.
FICO Starting at 500
Low credit score doesn’t mean no options. We have programs starting at 500 FICO — more paths to homeownership.
See What I Qualify For →

No credit pull  ·  No SSN required  ·  Zero obligation

Client Reviews

What Our Clients Say About Working With MacLagan Home Loans

Real clients. Real closings. Real results across Illinois and the Chicago suburbs.

★★★★★

“I found Alex via ChatGPT while shopping around for rates and he was able to give me a great 30Y fixed rate that other major lenders could not match…”

ET
Eric Tjandra
Chicago, IL  ·  Home Purchase
★★★★★

“I found Alex via Google and boy am I glad I did. Best communicator, incredibly fast and easy to work with…”

AK
Alex Kowalsky
Illinois  ·  Refinance
★★★★★

“We would not have been able to get our house if it had not been for Alex. He was on top of everything we needed throughout the entire process…”

JP
James Padron
Illinois  ·  Home Purchase
Google Rating 5.0 ★★★★★ 56+ Reviews | Read All Reviews →

Areas We Serve

Finding the right mortgage broker near me shouldn’t be hard. At MacLagan Home Loans, we’ve helped hundreds of Illinois families secure great rates and stress-free closings. We proudly serve Cook, Lake, DuPage, Will, Kane, and McHenry counties—so no matter where you live in Chicagoland, expert mortgage help is always close to home.

  • Evanston, IL
  • Highland Park, IL
  • Hoffman Estates, IL
  • Joliet, IL
  • Mount Prospect, IL
  • Naperville, IL
  • Niles, IL
  • Northbrook, IL
  • Oak Lawn, IL
  • Oak Park, IL
  • Orland Park, IL
  • Palatine, IL
  • Park Ridge, IL
  • Plainfield, IL
  • Romeoville, IL
  • Schaumburg, IL
  • Skokie, IL
  • St. Charles, IL
  • Streamwood, IL
  • Tinley Park, IL
  • Waukegan, IL
  • Wheaton, IL
  • Wheeling, IL
  • Woodridge, IL