Work With a Top-Rated Chicago Mortgage Broker Who Knows the Market
Looking for a trusted mortgage broker in Chicago, IL? At MacLagan Home Loans, we specialize in helping homebuyers, investors, and self-employed borrowers navigate the Chicago real estate market with clarity and confidence. Whether you’re purchasing a condo in Lakeview, refinancing a bungalow in Logan Square, or investing in a multi-unit in Bronzeville, we bring local expertise, fast closings, and tailored loan solutions to every deal.
With access to 120+ lenders and 100+ loan programs, we help you compare real rates to get you the lowest mortgage payment, simplify the mortgage process, and offer you unmatched service and support.
- ✅ Local insights to help your offer stand out in competitive Chicago neighborhoods
- ✅ DSCR, VA, FHA, Jumbo & self-employed solutions with no cookie-cutter advice
- ✅ Speed + strategy = you close faster, with fewer surprises
Find the Right Loan With a Top Mortgage Broker in Chicago
At MacLagan Home Loans, we offer a wide range of mortgage programs to meet the needs of Chicago homebuyers, real estate investors, business owners, and everyone in between. Whether you’re purchasing your first home in Jefferson Park or refinancing a 4-unit in Pilsen, we’ll guide you to the right loan fast, clear, and custom to your goals.
Conventional Loans
Ideal for borrowers with strong credit and stable income.
FHA Loans
Flexible credit guidelines and low down payment options for first-time homebuyers.
Learn More ➤VA Loans
Zero down payment, no PMI, and exclusive benefits for Veterans, active duty, and surviving spouses.
Learn More ➤DSCR Loans
No income docs required — qualify based on rental cash flow. Ideal for real estate investors in Chicago.
Bank Statement Loans
Perfect for self-employed borrowers — qualify using 12 or 24 months of business or personal bank statements.
Jumbo Loans
Flexible financing for high-value homes that exceed conventional loan limits. Great for luxury buyers in Chicago.
Fix & Flip Loans
Short-term financing for investors buying, renovating, and reselling properties. Fast approvals and flexible terms.
USDA Loans
Zero down payment financing for eligible rural and suburban homebuyers. Backed by the U.S. Department of Agriculture.
Home Equity Line of Credit
Tap into your home’s equity for renovations, debt payoff, or future flexibility — without refinancing your current mortgage.
Why Choose MacLagan Home Loans As Your Mortgage Broker In Chicago, IL?
At MacLagan Home Loans, we combine deep local knowledge, competitive rates, and a personal touch to deliver mortgage solutions built around your goals. Whether you’re buying a home in Lincoln Park or refinancing in Jefferson Park, we’re with you every step of the way.
🏡 Local Market Expertise
We know Chicago, from closing times in Cook County to property taxes in Lakeview. You’ll get advice tailored to your neighborhood.
🏦 Competitive Rates, Wholesale Access
We shop 30+ lenders to find you the best deal — unlike banks tied to one option.
🚀 Fast Closings
Our proven systems keep you updated and on track. No chasing. No surprises.
📞 Personal Support from Start to Finish
You’ll work directly with Alex MacLagan and his team, not a call center. Expect clear, consistent communication.
💡 Solutions for Every Situation
Self-employed? Investor? First-time buyer? We solve financing challenges others can’t and make it simple.
🤝 Trusted by Real Estate Pros
Top Chicago realtors refer us for a reason. We help their clients win offers and close with confidence.
Explore Chicago Neighborhoods Homebuyers and Homeowners Love!
From vibrant city living to quiet residential pockets, Chicago offers something for everyone. As a local mortgage broker, we help you navigate each area’s unique home values, taxes, and loan opportunities, so you can buy with confidence.
Lincoln Park
Upscale homes, lakefront paths, and top-rated schools make Lincoln Park a favorite for growing families and professionals alike.
Lakeview
Popular among young professionals and families, with enduring demand due to its lake views, Cubs games at Wrigley Field, and vibrant community.
Wicker Park / West Town
A trendy, walkable area with boutique shops, dining, and creative energy. Strong rental demand and price appreciation.
Logan Square
Historic boulevards, local breweries, and rising home values make Logan Square a top pick for first-time buyers and professionals wanting community with character.
Jefferson Park
Affordable single-family homes, ease of commute (Blue Line access), and a family-friendly vibe make it ideal for value minded buyers.
Rogers Park
One of the most culturally diverse and value-focused communities in the city. Great access to the lake, public transit, and lower price points
Proudly Serving All of Chicago, IL and Surrounding Suburbs
From Rogers Park to South Loop, we help buyers and homeowners across every corner of the city secure smart, fast mortgage solutions.
Ready to Get Started on Your Mortgage With a Top Mortgage Broker in Chicago, IL
Answer a few simple questions to find out what you qualify for it takes less than 1 minute.
No SSN required. Zero impact to credit. Your information is never sold.
Chicago Mortgage Broker FAQs: What You Need to Know
What does a mortgage broker in Chicago do?
A mortgage broker will shop your mortgage with all of their loan partners, to help you find the best interest rate and terms. At MacLagan Home Loans, we create a custom mortgage plan based on your unique needs.
Is it better to use a mortgage broker or a bank?
Mortgage brokers are the superior choice. Banks have one set of mortgage options and mortgages are not always a one sized fits all option. Banks only work 9 to 5, so if you need support after regular business hours, you will have to wait until the next day When you work with a mortgage broker, you get great rates like you do at a bank with and we offer some of the best service in the mortgage industry.
How do I get pre-approved for a mortgage in Chicago, IL?
To get pre-approved for a mortgage in Chicago, IL you have two options, 1. Give us a call or 2. Complete our quick 60 second home buyer survey. Then we schedule a free mortgage consultation with you. Next you upload a few documents and within 24 hours you will be pre-approved and ready to start shopping for you new home!
Do you work with first-time homebuyers in Chicago?
Absolutely. We help first-time buyers with down payment assistance, FHA loans, and step-by-step guidance from pre-approval to closing. We know purchasing your first home can be scary, so we educate and empower you to make the process simple and painless.
What loan types do you offer?
We offer conventional loans, FHA loans, VA loans, USDA loans, DSCR Loans, Bank Statement Loans, Fix and Flip Loans, and Home Equity Lines of Credit.
Whatever your situation is or if you have been turned down by a bank, we have a solution for you.
Can I get a mortgage if I’m self-employed?
Yes! We specialize in working with self-employed borrowers. Most self-employed borrowers start by going to their banks and get denied, since as a business owner you take all of the write offs you can on your tax returns.
We help self-employed borrowers by offering a mortgage using bank statements or 1099 income to calculate their income. No tax returns or pay stubs needed.
What areas of Chicago do you serve?
We serve the entire city! From Lincoln Park to South Shore, we serve every neighborhood and surrounding suburb.
View the map above for full coverage
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